Payment & Insurance Options

At Complete Care, we’re highly experienced in treating auto injury and helping individuals navigate the many insurance nuances that come with it. Discover your options to get the care you need after an auto accident, including how to use personal injury protection (PIP) insurance through Complete Care. 

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Do You Accept Medical Insurance?

We are a medical provider offering medical treatment to those with physical injuries from auto accidents. While we do not accept major medical insurance, we accept PIP insurance in Florida, which is often the best way to cover medical costs and other accident-related expenses. We also offer self-pay options. 

What Is PIP Insurance?

Personal injury protection (PIP) insurance — also called no-fault insurance — pays parts of you and your passenger’s medical bills after a crash, no matter who was at fault. This insurance is part of the required auto insurance in Florida to legally drive in the state. You can get coverage up to $10,000 through this insurance. 

PIP vs. Medical Insurance After a Car Accident

After an accident, you may want to use medical insurance to cover your expenses, but PIP insurance is often the better choice. PIP insurance covers accident-related costs that medical insurance doesn’t, like lost wages. PIP insurance also covers your passengers, so it is helpful if you carry passengers without health insurance.

Filing a PIP Claim After a Car Accident

To receive PIP insurance coverage, you must seek treatment within 14 days after the accident or lose your ability to file the claim. Take these steps to file a PIP claim:

  1. File for auto injury under PIP insurance before filing a claim with your health insurance. 
  2. See a medical provider who will determine whether your condition qualifies as an emergency medical condition. 
  3. After your claim, insurance providers have 60 days to review it but must pay within 30 days. 
  4. During your medical treatment, log medical expenses and related costs so you can share this information with your insurance provider.

What PIP Insurance Covers

Here are the expenses included in PIP coverage:

  • 80% of medical bills
  • 60% of lost wages, including things like household chores and daycare
  • Mileage reimbursement for trips to and from the doctor
  • $5,000 in funeral and death benefits in addition to medical and disability benefits
  • Health insurance deductible

It does not cover:

  • Collision coverage for vehicle repairs
  • Property damage to the other driver’s vehicle or other property like a fence
  • Medical bills exceeding the limits of your coverage

How PIP Insurance Works With Complete Care’s Services

As a provider focused on handling auto accident injuries, we offer the support you need with all aspects of care, including helping you with your PIP insurance for medical treatment.

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Request an Appointment Today

You have 14 days to be seen by a physician, or you may lose your ability to file a claim. Receive the efficient injury care you need — with no surprise billing — by requesting an appointment online today.