At Complete Care, we’re highly experienced in treating musculoskeletal injuries from auto accidents and providing fast access to diagnostic imaging for workplace incidents across Central Florida. Our team provides comprehensive medical care and helps patients navigate the complexities Personal Injury Protection (PIP) after a car accident. From evaluation through rehabilitation, we make accessing the right care as simple and stress-free as possible.

Do You Accept Medical Insurance?

We treat physical injuries resulting from auto accidents and provide diagnostic imaging for workplace injuries. While we do not accept major medical insurance, we do accept PIP insurance in Florida and MRI services are available for patients referred through participating insurance carriers, third-party administrators (TPAs), and authorized referral sources.

We also offer self-pay options for those who may need alternative payment solutions.

What Is PIP Insurance?

Personal injury protection (PIP) insurance — also called no-fault insurance — pays parts of you and your passenger’s medical bills after a crash, no matter who was at fault. This insurance is part of the required auto insurance in Florida to legally drive in the state. You can get coverage up to $10,000 through this insurance.

PIP vs. Medical Insurance After a Car Accident

After an accident, PIP insurance covers healthcare and accident-related costs that medical insurance doesn’t, like lost wages. PIP insurance also covers your passengers, so it is helpful if you carry passengers without health insurance.

Filing a PIP Claim After a Car Accident

To receive PIP insurance coverage, you must seek treatment within 14 days after the accident or lose your ability to file the claim. Take these steps to file a PIP claim:

File for auto injury under PIP insurance before filing a claim with your health insurance.
See a medical provider who will determine whether your condition qualifies as an emergency medical condition.
After your claim, insurance providers have 60 days to review it but must pay within 30 days.
During your medical treatment, log medical expenses and related costs so you can share this information with your insurance provider.

What PIP Insurance Covers

The following expenses are included in PIP coverage in Florida:

80% of medical bills
60% of lost wages, including things like household chores and daycare
Mileage reimbursement for trips to and from the doctor
$5,000 in funeral and death benefits in addition to medical and disability benefits
Health insurance deductible

It does not cover:

Collision coverage for vehicle repairs
Property damage to the other driver’s vehicle or other property like a fence
Medical bills exceeding the limits of your coverage

How PIP Insurance Works With Complete Care’s Services

As a provider with more than 10 years of treating auto accident injuries, we offer the support you need with all aspects of care, including helping you with your PIP insurance for medical treatment. Remember, you have 14 days to be seen by a physician, or you may lose your ability to file a claim. Receive the efficient injury care you need – with no surprise billing by requesting an appointment online today.

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